(Your address)

(Date)

To (Your Insurance Company / Broker and/or Company Fleet Administration).

Policy Number:

Re: Petrol Contributions

I have recently joined a car-sharing scheme (ride-sharing/liftsharing/carpooling). When I give other members a lift, I shall be entitled to receive a contribution towards my petrol costs and wear and tear expenses. This contribution will not exceed the relevant proportion of the total costs, as I am aware that making a profit from giving people lifts would invalidate my insurance.

A statement by the Association of British Insurers on this matter is included below. If this contravenes any clause in my insurance policy then please would you advise me as soon as possible. Please contact liftshare on 08700 780 225 if you would like any further details about their national car-sharing scheme.

Yours sincerely,


Motor Conference Undertaking

The receipt of contributions as part of a car-sharing arrangement for social or other similar purposes in respect of the carriage of passengers on a journey in a vehicle insured under a private car policy will not be regarded as constituting the carriage of passengers for hire or reward (or the use of the vehicle for hiring) provided that:

  1. The vehicle is not constructed or adapted to carry more than eight passengers excluding the driver.
  2. The passengers are not being carried in the course of a business carrying passengers
  3. The total contributions received for the journey concerned do not involve an element of profit

Note. If in any doubt whether a car sharing scheme arrangement is covered by the terms of a private car policy the policyholders concerned should make an inquiry to their motor insurers. Motor Conference is the Standing Joint Committee of the Association of British Insurers and Lloyds Motor Underwriters' Association

(Association of British Insurers website, January 2009)